Do you or someone you know who is age 60 or older, or physically disabled, and in need of help paying bills each month?
PCOA’s Personal Budgeting Assistance program prolongs independent living in the community for low-income older adults who have difficulty managing their financial affairs. They may have had their utilities shut off, be in danger of eviction, or have experienced financial exploitation.
Trained volunteers can help you budget, write checks, and organize bills. People we have helped report improved peace of mind, stabilized finances, and help with solving financial problems.
What our volunteers can do
- Help sort, mail and organize bills for payment
- Balance checkbooks
- Help set up a list of monthly income and expenses
- Write checks from a designated account for client signature
Income and other eligibility limits apply. For more information, contact Jennie Cunningham at (520) 305-3410.
Bankruptcy, under federal law, provides relief from creditors. If you're having issues paying your debts or are threatened with garnishment, foreclosure, or repossession, you may want to consider filing for bankruptcy. Bankruptcy can be an expensive and complicated process. Speaking to an expert prior to making your decision to file is advised.
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A fiduciary serves as guardian, conservator, or estate administrator (personal representative) to protect the legal rights and financial interests of vulnerable adults, and to administer the estates of deceased persons when there is no one else willing or capable of serving in that capacity.
Foreclosure is an unfortunately common situation that can ruin people's credit and financial stability for years to come. If you've fallen on hard times and foreclosure seems inevitable there still might be a chance to prevent foreclosure. Some of these options include loss mitigation like short sales or deed in lieu, while other community resources have information on how to restructure your loan or how to get back on your feet.
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