Do you or someone you know who is age 60 or older, or physically disabled, and in need of help paying bills each month?
PCOA’s Personal Budgeting Assistance program prolongs independent living in the community for low-income older adults who have difficulty managing their financial affairs. They may have had their utilities shut off, be in danger of eviction, or have experienced financial exploitation.
Trained volunteers can help you budget, write checks, and organize bills. People we have helped report improved peace of mind, stabilized finances, and help with solving financial problems.
What our volunteers can do
- Help sort, mail and organize bills for payment
- Balance checkbooks
- Help set up a list of monthly income and expenses
- Write checks from a designated account for client signature
Income and other eligibility limits apply. For more information, contact Jennie Cunningham at (520) 305-3410.
Bankruptcy, under federal law, gives you relief from your creditors. If you're having issues paying your debts or are threatened with garnishment, foreclosure, or repossession, then you may want to consider filing for bankruptcy. That being said, bankruptcy can be an expensive and complicated process. Speaking to an expert prior to making you decision to file is advised.
A fiduciary serves as guardian, conservator, or estate Administrator (personal representative) to protect the legal rights and financial interests of vulnerable adults and administer the estates of deceased persons when there is no one else willing or capable of serving in that capacity.
These programs can help low-income people pay utility bills, including water, electric, phone service, trash, and more. Most programs have income limits, guidelines, and an application process. Organizations funded through the Low-Income Senior Home Energy Assistance Program (LIHEAP) are only able to help with one utility bill per person per year.