Listings for Financial / Mortgage Counseling
Finances impact every part of our lives. As we age, finances can be strained by a fixed income, familial obligations, changes in the economy, and more. Resources, both public and private, in the community can help you to navigate your personal financial situations.
Often when taking a new mortgage or acquiring a reverse mortgage, you will have to go through mortgage counseling. Sometimes this is required by the Federal Housing Administration (FHA) or your lender. Counseling sessions typically take between 60-90 minutes. When you call to make an appointment with a mortgage counselor, you will be asked to provide certain information such as your age and your gross monthly income, in addition to other questions related to your financial situation.
Administration of Resources and Choices (ARC)
ARC Elder Services
1625 N. Alvernon, Ste 101
Tucson, AZ 85712
(520) 623-9383Fax: (520) 623-9577
ARC’s skilled professional case managers help seniors escape abusive and life-threatening situations. We employ the generosity of Tucson area adult care homeowners to help provide safe temporary housing, acquire immediate medical care, and transition to long-term housing– all free of charge. ARC can place vulnerable adults in temporary homes when there is an emergency with their caregiver or under duress, and they need a break. So ARC, under emergency circumstances, will temporarily place them in a home so that the caregiver can get some respite.
Monday - Thursday 9am-5pm; Friday 9am-4pm
There is no fee or charge for short-term Elder Shelter Project Services. However, participants are responsible for the ongoing costs of care and placement.
Catholic Community Services - Pio Decimo Center
140 W. Speedway Blvd., Ste 230
Tucson, AZ 85705
(520) 622-2801Fax: (520) 388-9172
Catholic Community Services - Pio Decimo Center provides volunteer income tax assistance to low-income older adults. Pio Decimo is a HUD-approved housing counseling agency that offers mortgage counseling, including pre-purchase and default resolution. We also offer Services for older refugees through the SORP program, which supports obtaining citizenship for refugees 65 and older.
M - F 8:00 AM - 5:00 PM
Family Housing Resources, Inc.
3505 N. Campbell Avd., Ste 501
Tucson, AZ 85719
(520) 318-0993 ext: 109Fax: (520) 323-3788
Family Housing Resources (FHR) is a HUD-certified counseling agency. FHR assists low to moderate-income individuals and families with housing resources and information, including financial management and budget counseling, pre-purchase counseling, pre-purchase home buyer education workshops, and predatory lending education.
FHR also manages six rental properties for low to moderate-income households and may have units depending on availability. One of the properties that FHR manages is a senior living community for low-income seniors, Silverwood Casitas. There is currently a 2-year waitlist and no availability at this property.
M - F 8:00 AM - 4:00 PM
Money Management International
2401 W. Peoria Ave., Ste 120
Phoenix, AZ 85029
Money Management International provides credit counseling, debt management plans, foreclosure counseling, homebuyer counseling, credit report reviews, reverse mortgage counseling, bankruptcy counseling, and representative payee services to consumers struggling with debt, budgeting, housing, and student loan concerns. Services are available by phone, online, and face-to-face. Counseling is available by telephone 24/7, so no matter where you live or what time of day it may be, when you’re ready to speak with a counselor, we’re here to help - 866-550-8004.
Tues–Thurs 9:00AM –3:00PM by Appointment
Pima County Community Land Trust (PCCLT)
17 N. Linda Ave.
Tucson, AZ 85745-2960
(520) 603-0587 ext: 121https://www.pcclt.org
Pima County Community Land Trust (PCCLT) is committed to developing permanently affordable housing, promoting community revitalization, and providing programs and services that help low-moderate income families achieve, preserve, and sustain housing.
As a HUD-approved housing counseling agency, we provide pre-purchase, homeowner and renter individual counseling services to identify obstacles and create an action plan to overcome them and include a review of finances (income/expenses), preparing a budget, and reviewing credit. We host education workshops that focus on financial management, homebuyer education, and homeowner advocacy. PCCLT manages a pipeline of permanently affordable homes available for sale and rent.
We offer down payment assistance to purchase a home and have monetary assistance for those experiencing hardship.
Due to the ongoing COVID-19 crisis, we are not currently scheduling in-person appointments or accepting walk-ins.
However, we are scheduling all of our services via phone or videoconferencing and will gladly make accommodations as needed. Contact us by phone or email. All messages are returned promptly.
M - Th 9:30 AM - 5:30 PM, F - Su Closed
Pima County Housing Counseling Agencies
801 W. Congress St.
Tucson, AZ 85745
Pima County Housing Counseling Agencies provide one-on-one meetings and formal classes on homebuyer education and financial literacy. Services provided may include homebuyer education and counseling, money management, budgeting, and debt counseling, and more.
M - F 8:00 AM - 5:00 PM
Southwest Fair Housing Council
177 N. Church Ave., Ste. 1104
Tucson, AZ 85701-1128
(520) 549-7732 ext: 16Fax: (520) 620-6796
Our vision is to eliminate all forms of illegal discrimination related to housing. We do this through education (free classes) and enforcement. We offer free help to everyone who is experiencing unlawful housing discrimination. The Southwest Fair Housing Council (SWFHC) was established in 1986. We are a non-profit 501c3 fair housing organization based in Tucson, Arizona, which provides services throughout Arizona. SWFHC advocates for and facilitates the enforcement of the Federal and State Fair Housing Acts in addition to the Non-discriminatory Ordinances of different Arizonan municipalities. Free, remote classes are offered online so everyone can learn about their rights and responsibilities in fair housing. Questions such as can I have my emotional support animal, a monkey, in my apartment? Can they have a policy that states we don't rent to any felons? These and many more get answered in our free online, real time classes.
M - F 8:00 AM - 5:00 PM by appointment
The Primavera Foundation., Inc.
151 W. 40th St.
Tucson , AZ 85713
The Primavera Foundation., Inc. is a HUD-approved housing counseling agency that offers mortgage counseling, including pre-purchase.
M - R 9:00 AM - 5:00 PM