Listings for Financial / Mortgage Counseling

Financial

Finances impact every part of our lives. As we age, finances can be strained by a fixed income, familial obligations, changes in the economy, and more. Resources, both public and private, in the community can help you to navigate your personal financial situations.

Mortgage Counseling

Often when taking a new mortgage or acquiring a reverse mortgage, you will have to go through mortgage counseling. Sometimes this is required by the Federal Housing Administration (FHA) or your lender. Counseling sessions typically take between 60-90 minutes. When you call to make an appointment with a mortgage counselor, you will be asked to provide certain information such as your age and your gross monthly income, in addition to other questions related to your financial situation.

See the glossary for descriptions of all categories


Administration of Resources & Choices (ARC)

1625 N. Alvernon, Ste 101
Tucson, AZ 85712

(520) 623-9383

https://arc-az.org/

  • Low Income

description
Administration of Resources & Choices (ARC) is a HUD Certified Counseling Agency that helps Arizona homeowners prevent foreclosure and remain in their homes. ARC provides financial education and counseling about the home buying process, foreclosure prevention, and reverse mortgage.

service area
Tucson

Catholic Community Services of Southern Arizona

Pio Decimo Center

848 S. 7th Ave.
Tucson, AZ 85701

(520) 622-2801 ext: 7115 | (855) 622-2801

Fax: (520) 622-4704

https://www.ccs-soaz.org/services/detail/housing-counseling

  • Low Income

description
Pio Decimo is a HUD-approved home counseling agency that offers home buying education and down payment assistance, help with foreclosure prevention, relocation assistance for those who have lost their home, and additional services to help prevent homelessness (including transitional housing for those who qualify).

Chicanos Por La Causa (CPLC)

1112 E. Buckeye Rd.
Phoenix, AZ 85034

(602) 257-0700

https://www.cplc.org/

  • Spanish Services

description
Chicanos Por La Causa is a HUD-approved housing counseling agency. Counseling services provided are fair housing pre-purchase education workshops, financial management, and budget counseling, home improvement and rehabilitation counseling, mortgage delinquency and default resolution counseling, non-delinquency post-purchase workshops, pre-purchase counseling, pre-purchase homebuyer education workshops, and predatory lending education workshops.

service area
Phoenix

Chicanos Por La Causa (CPLC)

2550 E. Fort Lowell Rd.
Tucson, AZ 85716-1513

(520) 882-0018

https://www.cplc.org/

  • Low Income
  • Spanish Services

description
Chicanos Por La Causa (CPLC) is a Housing and Urban Development (HUD) approved counseling agency. CPLC provides housing counseling services designed to help individuals and families acquire relevant information needed to make sound decisions, identify affordable housing options, and maintain stability. This agency may be able to help with rent and mortgage assistance. Call for an appointment. Walk-in appointments are not available.

business hours
M - F 8:00 AM - 5:00 PM

Family Housing Resources

1700 E. Ft. Lowell Rd., Ste. 101
Tucson, AZ 85719

(520) 318-0993

Fax: (520) 323-3788

http://familyhousingresources.com/

  • Low Income
  • Spanish Services

description
Family Housing Resources (FHR) can assist low to moderate-income families with housing resources and information including financial management and budget counseling, mortgage delinquency and default resolution counseling, non-delinquency post purchase workshops, pre-purchase counseling, pre-purchase home buyer education workshops, and predatory lending education. FHR may also have rental properties available to low to moderate income families.

Money Management International (MMI)

2401 W. Peoria Ave., Ste 120
Phoenix, AZ 85029

(713) 394-3232 | (866) 550-8004

https://www.moneymanagement.org/locations/arizona/phoenix

description
Money Management International provides credit counseling, debt management plans, foreclosure counseling, homebuyer counseling, credit report reviews, reverse mortgage counseling, bankruptcy counseling, and representative payee services to consumers struggling with debt, budgeting, housing, and student loan concerns. Services are available by phone, online, and face-to-face.

National Council on Aging

  • LGBTQ-Friendly
  • Low Income
  • Spanish Services

description
The National Council on Aging has designed an online questionnaire to help adults age 55 and over locate federal, state, local, and private programs that may help pay for rent, utility bills, prescription drugs, food, taxes, and other needs. You will not be asked for your name, your Social Security number, or your address. If you do not have internet access, or you would like assistance, please call PCOA at (520) 790-7262.

Pima County Housing Counseling Agencies

801 W. Congress St.
Tucson, AZ 85745

(520) 724-2460

http://www.pima.gov/ced/housing.shtml

description
Pima County Housing Counseling Agencies provide one-on-one meetings and formal classes on homebuyer education and financial literacy. Services provided may include homebuyer education and counseling, money management, budgeting and debt counseling, and more.

business hours
M - F 8:00 AM - 5:00 PM

Southern Arizona Legal Aid, Inc. (SALA)

2343 E. Broadway Blvd., Ste. 200
Tucson, AZ 85719

(520) 623-9465 | (800) 640-9465

Fax: (520) 620-0443

https://www.sazlegalaid.org/

  • Low Income
  • Spanish Services

description
SALA offers free legal services, self-help clinics, and representation in court and administrative hearings for qualified, low-come individuals. SALA assists with cases involving the loss of a home due to foreclosure or eviction, elder law, social security disability, consumer protection, domestic relations, education, denial of public benefits, and immigration. SALA also offers representation in some Tribal Court cases and can assist with bankruptcy. Availability of services varies, and eligibility criteria must be met to qualify.

service area
Casa Grande,Nogales

business hours
M - F 8:30 AM–11:00 AM and 1:00 PM–4:00 PM

costs
Financial eligibility criteria apply

Tucson Urban League

3425 E. Grant Rd., Ste. 101
Tucson, AZ 85716

(520) 791-9522

http://www.tucsonurbanleague.org

  • Low Income

description
Tucson Urban League offers rental, mortgage, and utility assistance to eligible individuals and families when needed to prevent homelessness. Funding is limited. Tucson Urban League also offers housing counseling services related to home buying, mortgage delinquency and default, and loss mitigation. They also offer emergency utility assistance through the Low-Income Home Energy Assistance Program (LIHEAP). You may only receive assistance once per year. To receive assistance call for an appointment.

service area
Tucson

business hours
No walk ins. Call for information or an appointment.

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